Last Updated: February 23, 2026
By accessing and using the Icon Mutual website (icon-mutual.com) and our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.
Icon Mutual is a direct business lender providing financial services including working capital loans, revenue-based financing, equipment financing, and business expansion funding. Our website provides information about our services and allows you to submit inquiries and applications.
Our services are intended for business owners and authorized representatives of business entities. By using our services, you represent that you are at least 18 years of age and have the authority to enter into agreements on behalf of your business.
When using our website and services, you agree to:
By opting in to SMS communications from Icon Mutual, you agree to receive text messages at the mobile number you provided, including messages sent via an automatic telephone dialing system (ATDS). You understand that consent is not a condition of any purchase or funding arrangement with Icon Mutual.
You may receive SMS messages for the following purposes: customer care and support, account notifications and updates, and promotional and marketing communications. Message frequency varies based on your account activity and interactions with us. Message and data rates may apply depending on your wireless carrier and plan.
To opt out of SMS messages, reply STOP to any message at any time. You will receive a single confirmation message and no further texts will be sent. For help or questions about our SMS program, reply HELP to any message or email us at info@icon-mutual.com.
Icon Mutual uses an automatic telephone dialing system (ATDS) to deliver certain text messages. By providing your phone number and opting in, you expressly consent to receiving these automated messages. Consent is not a condition of purchase or obtaining any services from Icon Mutual.
All content on this website — including text, graphics, logos, images, and software — is the property of Icon Mutual or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Icon Mutual does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Icon Mutual shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Icon Mutual, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of our website or services or your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the state in which Icon Mutual is incorporated, without regard to conflict of law principles.
Icon Mutual reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website after changes are posted constitutes your acceptance of the revised Terms.
If you have questions about these Terms of Service, please contact us:
Icon Mutual
Email: info@icon-mutual.com
Website: icon-mutual.com