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About Icon Mutual

Trusted Protection Since 1985

Headquartered in Miami, FL, Icon Mutual has been providing reliable insurance solutions to families and businesses for over three decades. Our mission is to deliver peace of mind through comprehensive coverage.

We combine personalized service with innovative policies to ensure you're protected against life's uncertainties. Our team of experts works tirelessly to find the right coverage at competitive rates.

Our Story
Icon Mutual Insurance Team

Why Choose Us

What Makes Icon Mutual
Different From Others?

At Icon Mutual, we believe insurance should be simple, transparent, and tailored to your needs. With over 35 years serving Miami, we've built our reputation on trust and exceptional service.

Our team of local experts takes the time to understand your unique situation, ensuring you get the right coverage at competitive rates. We're not just your insurance provider - we're your partner in protection, ready to support you when you need us most.

Comprehensive Protection

Customized policies that actually cover what matters to you, with no hidden surprises when you need to file a claim.

24/7 Claims Support

Our Miami-based team is always available to guide you through the claims process and get you back on track quickly.

Fair & Transparent Pricing

We work with multiple carriers to find you the best value, with clear explanations of what you're paying for.

Insurance Made Simple

Understand Your Coverage With Clear Terms

What Does My Policy Cover?

Every Icon Mutual policy is tailored to your specific needs. We clearly outline what's included in your coverage, from standard protections to optional riders.

Our agents will walk you through each section of your policy, explaining deductibles, limits, and exclusions so you know exactly what protection you have in different scenarios.

Insurance Coverage Details

Understanding Your Premium

We believe in transparent pricing. Your premium is based on your specific risk factors and the coverage options you choose.

Our agents will show you how different deductibles and coverage levels affect your premium, and help you find the right balance between protection and affordability.

Insurance Premium Explanation

Simple Claims Process

When you need to file a claim, our team guides you through every step. We make the process as smooth as possible during stressful times.

From initial reporting to final settlement, you'll have a dedicated claims specialist who knows your case and keeps you informed throughout the process.

Insurance Claims Process

Our Trusted Policyholders

Protecting Over 1.2K+ Families

At Icon Mutual, we provide comprehensive insurance solutions tailored to protect what matters most to you, your family, and your business with reliable coverage and exceptional service.

Leslie Alexander

Leslie Alexander

Homeowner Insurance

Icon Mutual provided excellent coverage for my home and made filing claims incredibly simple. Their customer service team was responsive and helpful throughout the entire process.
Arlene McCoy

Arlene McCoy

Auto Insurance

After shopping around for auto insurance, Icon Mutual offered the best rates with comprehensive coverage. Their agents took the time to explain all my policy details.
Marvin McKinney

Marvin McKinney

Business Insurance

As a small business owner, finding the right insurance was crucial. Icon Mutual developed a custom package that perfectly addressed all our needs at a competitive price.
Devon Lane

Devon Lane

Life Insurance

The life insurance specialists at Icon Mutual helped me understand my options and choose a policy that gives my family peace of mind for the future. Highly recommended!
Bessie Cooper

Bessie Cooper

Health Insurance

Finding affordable health insurance was a challenge until I found Icon Mutual. Their team guided me through the options and found a plan that fits my healthcare needs perfectly.
Kathryn Murphy

Kathryn Murphy

Renters Insurance

Icon Mutual made getting renters insurance quick and easy. Their online portal is user-friendly, and I was able to get coverage immediately at a much better rate than competitors.

Insurance Questions

Frequently Asked Questions

What types of insurance does Icon Mutual offer?

Icon Mutual offers a comprehensive range of insurance products including auto, home, life, health, business, renters, and umbrella policies. Our agents can help customize coverage packages that meet your specific needs and budget requirements.
Many of our policies can be activated the same day you apply. Once your application is approved and payment is processed, we can provide proof of insurance immediately for most policy types. Some specialized policies may require additional underwriting time.
Filing a claim with Icon Mutual is simple. You can submit claims through our website at icon-mutual.com, our mobile app, or by calling our 24/7 claims hotline. Our claims specialists are available to guide you through the process and ensure a prompt resolution.
Yes! Icon Mutual offers significant multi-policy discounts. Customers who bundle home and auto insurance typically save 15-20% on their premiums. Additional discounts are available for adding life, umbrella, or business policies to your insurance portfolio.
Insurance premiums are calculated based on several factors including your coverage limits, deductible amount, claims history, location, and specific risk factors related to what you're insuring. Our agents can help explain how these factors impact your specific rates.
Yes, Icon Mutual provides comprehensive commercial insurance solutions for businesses of all sizes. Our business coverage options include general liability, professional liability, property, workers' compensation, cyber liability, and specialized industry-specific policies.

Contact Our Support Team

Available Monday - Friday
9AM TO 8PM Eastern Time
24/7 Claims Service Available

Miami Office

460 NE 28 Street
Miami, FL
icon-mutual.com

Get a Quote Today